Our free Request to Correct Credit Report Form provides a hassle-free way to clear up problems with your credit report. Sometimes information may be out of date or charges and debts may be listed that shouldn’t be there at all. Employers, creditors, insurers, and merchants use consumer credit reports when making important decisions affecting you. Maintaining an accurate credit report is important to ensuring you and your family’s financial future.
Use this form to draft a professional letter addressed to a credit reporting agency. You can include all the relevant information you need as well as any supporting documentation to help you make your case. Sending a dispute letter is the first step to setting your credit report right. Credit agencies must investigate a reported problem and take steps to fix any inaccuracies on your credit report.