Our free Request for Credit Report Form is designed to provide a quick and hassle-free way to request your credit report. Your credit report is a one-stop place for employers, merchants, landlords, and anyone else to check your credit score and view your credit history. The information contained there can prove critical to obtaining a loan or handling other financial matters. Keeping tabs on your credit score and credit report is a smart way to safeguard your financial future.
The federal Fair Credit Reporting Act gives consumers the right to request a free copy of their credit report. Three major agencies maintain credit reports on consumers: Equifax, Experian, and Trans Unions. You have the right to receive one free copy from each agency each year. Use this form to create a professional letter addressed to a credit reporting agency of your choice that includes everything you’ll need to put your mind at ease.