It’s important to consider how your death impacts those around you, even if they aren’t related by blood or marriage. Life insurance allows you to safeguard any individual you choose as a beneficiary of a policy, which he or she will receive at the time of the policy holder’s death. A beneficiary could be a child, a spouse, a relative, or even a family friend. For those in committed relationships who are not married, a life insurance policy may be one of few benefits that will protect the surviving partner after the other passes on.
The protection offered by life insurance can only work properly if the life insurance policy mirrors the policy holder’s wishes. In other words, your policy needs to agree with you on who to protect and support after your death. The only way this can happen is by making sure that your listed beneficiaries – the ones who will receive the benefit of your policy once you die – are correctly listed.
By using our free Life Insurance Beneficiary Change Request (General) form, you can make sure that your life insurance company is formally advised of your choices after your death, and you may even determine which portion of the benefits each of your beneficiaries will receive.
Your medical records often contain very intimate details about you: vital stats, test results, diagnoses, etc. But odds are, you may not have even half of the medical records from your trips to the doctor. It’s no real surprise; most of the time we don’t need these records – unless something is wrong. Patients who need help proving an injury or condition for any reason will need their medical records. If litigation is involved, they may mean the difference between success and failure in court. Luckily, patients are entitled to their medical records under the law. All that you need to do is formally request them.
Most medical practices and facilities ask that you fill out a medical request form or write a letter if you wish to receive a copy of your medical records. Using our free Medical Records Request form, you can prepare a letter to any practice or facility from which you wish to receive your medical records. It doesn’t matter if you are requesting your medical records from a pediatrician, a local community clinic, or even a general hospital, this form can help you get your medical information. Remember, you are entitled to these records, and this form can make the process of requesting them painless.
Donating organs can very often save lives and improve the quality of life of countless others. It is ultimately your choice whether you would like to offer up any of your organs after your death, but you need to make sure that you have all your legal ducks in a row. Normally, you wouldn’t be able to sell or give away organs like they were normal property — a kidney is not the same as your classic car.
Fortunately, the Uniform Anatomical Gift Act allows an individual to make a legal gift of his or her organs. The individual making the gift can choose to make a gift of all or any part of his or her body, so you can choose what parts you’re comfortable donating. Under the law, you may also choose for what purpose your organs can be donated. If you don’t mind where they go, you can designate that they be used for any purpose – which may include transplant. If you’d rather that your parts only be set aside for medical research – “donate your body to science” – you may do that as well.
By using this Organ Donor Declaration to state your wishes for your organs, you can make sure that your body’s pieces are used (or not used) in a way that comforts you. This form must be signed and dated by two witnesses to be legally binding, and one of them must be a disinterested witness – someone other than a spouse, relative, or guardian.
Medical privacy laws often prevent companies and organizations from peeking into your medical records without your permission. This is often a good thing; you don’t want your employer asking your doctor about any recent visits unless you’re OK with it. But sometimes, there are situations in which an individual, company, or organization will need access to your medical records, and you’ll need to authorize the release of those records.
You may need to release your medical records when you’re changing doctors. Medical professionals won’t always have access or permission to your records when you move or change physicians, so you may need to authorize your prior doctor, clinic, or hospital to release these records to your new healthcare provider. You may also need to release these records to someone investigating an injury that happened at work or a claim of disability.
Whatever the need, this free Authorization for Release of Medical Records form can allow you to simply and painlessly authorize the doctor or medical provider holding your records to release them to the people who need them.
Life insurance is an important way to safeguard your loved ones’ financial futures. Put bluntly, it protects them when you pass away. Without this safety net, your death may leave your family members without your financial support. You may have the opportunity to enroll in a life insurance policy either through work, a service organization, or your own individual estate planning. Regardless of how you get started with a life insurance policy, you want to make sure your loved ones – especially your children – are on the policy. When your life changes (you get married, divorced, have kids, etc.), you should make changes to your life insurance policy to reflect who you want your life insurance policy to benefit.
When you welcome a new child into your family, your life insurance policy will not automatically update itself to include him or her as a beneficiary. You will need to officially request that the listed beneficiaries on your policy be changed to add your new child or children.
By using our free Life Insurance Beneficiary Change Request (Child) form, you can sidestep the headache of dealing with your life insurance company informally and avoid the heartache of forgetting to care for your children once you’ve passed.
Life insurance is a safety net, one that protects your family in the event of your death. Regardless of how you get started with a life insurance policy, you want to make sure your loved ones – especially your spouse – are on the policy. When your life changes (you get married, divorced, have kids, etc.), you should make changes to your life insurance policy to reflect who you want your life insurance policy to benefit.
Just got married? You’ll definitely want to add your new spouse as a beneficiary to your life insurance policy. Not only will this protect him or her in the event of your death, but the benefits of your policy will not have to go through probate. A spouse who is a beneficiary of your life insurance policy will be entitled to his or her benefits from that policy immediately after your death. But, your life insurance company won’t know to include your spouse unless you request to add him or her.
By using our free Life Insurance Beneficiary Change Request (Spouse) form, you can sidestep the headache of dealing with your life insurance company informally and even determine if your spouse should share equally with your other beneficiaries.
Our free Request for Credit Report Form is designed to provide a quick and hassle-free way to request your credit report. Your credit report is a one-stop place for employers, merchants, landlords, and anyone else to check your credit score and view your credit history. The information contained there can prove critical to obtaining a loan or handling other financial matters. Keeping tabs on your credit score and credit report is a smart way to safeguard your financial future.
The federal Fair Credit Reporting Act gives consumers the right to request a free copy of their credit report. Three major agencies maintain credit reports on consumers: Equifax, Experian, and Trans Unions. You have the right to receive one free copy from each agency each year. Use this form to create a professional letter addressed to a credit reporting agency of your choice that includes everything you’ll need to put your mind at ease.
Our free Request to Correct Credit Report Form provides a hassle-free way to clear up problems with your credit report. Sometimes information may be out of date or charges and debts may be listed that shouldn’t be there at all. Employers, creditors, insurers, and merchants use consumer credit reports when making important decisions affecting you. Maintaining an accurate credit report is important to ensuring you and your family’s financial future.
Use this form to draft a professional letter addressed to a credit reporting agency. You can include all the relevant information you need as well as any supporting documentation to help you make your case. Sending a dispute letter is the first step to setting your credit report right. Credit agencies must investigate a reported problem and take steps to fix any inaccuracies on your credit report.
Our Gold Landlord Legal Solutions Package is designed for landlords with a single legal problem that needs to be addressed in the very near future. You choose the document you need to resolve the problem you have. This Gold package is ideal if you need to take care of one specific problem. For landlords with more frequent legal issues, or multiple tenants, the Platinum or Diamond packages may be a better choice.
The Gold package provides access to one premium landlord legal form of your choice, as well as our full library of free landlord forms. You will also receive three months of attorney services to help you get everything in order. You can fill out the legal document you need from the comfort of your home or office, with the knowledge that an experienced local attorney is there to give you guidance along the way and review your final document.
Your Gold Landlord Solutions Package includes:
Cost: Single payment of $49.95 (equivalent of $16.65 per month for 3 months).
Our Gold Tenant Legal Solutions Package is designed for renters who need to address a specific legal problem fairly quickly. It’s perfect if you know what you need, and want a knowledgeable attorney to look it over before you send it. For example, you’ll be able to create a sublease, or a letter formally notifying your landlord that you are requesting repairs. If you need more than one legal document, or expect you’ll need a few months to get everything in order, the Platinum Tenant Solutions Package might be a better choice for you.
The Gold package offers you the choice of one premium tenant legal form, plus three months of attorney services. You’ll also gain access to our full library of free basic tenant forms. Create the legal document you need from the comfort of your own home, with the security of having an attorney on your side to review your final document and give you advice along the way.
Your Gold Tenant Legal Solutions Package includes:
Cost: Single payment of $49.95 (equivalent of $16.65 per month for 3 months).